Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.

📈 Are you on track with the Baby Steps? Get a free personalized plan.

 

Is starting an online fundraiser for yourself so you can go to Yoga Teacher Training really cringy or kind of genius? In this episode, Rachel and George react to the wildest GoFundMe campaigns out there. Plus, find out why giving is actually the most fun you’ll have with money.

 

Next Steps:


  🎥 Watch our video Dupes, Counterfeits, Scams, Oh My! Is Anyone Safe?


  🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour   

  📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

  💵 The simplest way to budget. Download the EveryDollar app for free! 


 

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Today’s Happy Hour Special: Love Gun 🥃Recipe: @anatomyofadrink


  2 ounces light rum

  3/4 ounce lemon juice

  1/2 ounce raspberry syrup

  1/2 simple syrup

  1/4 St. Elizabeth Allspice Dram

  1 1/2 ounce club soda


 

Instructions: Add all ingredients to shaker tin, add ice and shake until chilled. Strain into a glass over a large ice cube and top with club soda.

 

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

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Smart Money Happy Hour with Rachel Cruze and George Kamel

Reacting to the Most Unhinged GoFundMe Campaigns

📈 Are you on track with the Baby Steps? Get a free personalized plan.

 

Inflation is real right now . . . but we do have some things going for us. In this episode, Rachel and George reveal which things are cheaper now than they used to be, plus which purchases you can make that hold their value.

Next Steps:


  🎥 Watch our video What Will It Cost to Live in 40 Years?


  🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour   

  📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

  💵 The simplest way to budget. Download the EveryDollar app for free!



 

Connect With Our Sponsors:


  Get 20% off when you join DeleteMe.

  Get up to 40% off with code SMARTMONEY at Cozy Earth.




Today’s Happy Hour Special: 🥃 Godfather
Recipe: @moodycocktails 


  1 ounce amaretto

  1 ounce scotch

  3 dashes Angostura bitters




Instructions: Pour all ingredients into an old-fashioned glass filled with ice cubes. Stir gently.

 

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
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Is Anything Actually Cheaper in 2025? Let's Find Out!

📈 Are you on track with the Baby Steps? Get a free personalized plan.

 

Swapping sparklers for potato flakes for a budget-friendly wedding send-off might seem smart—until you end up covered in mashed potato. In this episode, Rachel and George react to real “frugal wedding fails” and share their take on what’s actually worth the money when planning your big day.

 

Next Steps:


  🎥 Watch our video Spilling the Financial Tea With Our Better Halves.

  🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour


  📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

  💵 The simplest way to budget. Download the EveryDollar app for free! 


 

Connect With Our Sponsors:


  Get 20% off when you join DeleteMe.

  Get up to 40% off with code SMARTMONEY at Cozy Earth.


 

Today’s Happy Hour Special: 🥃 Aperol Tequila Sour


Recipe: @cocktails


  1 1/2 ounces tequila 

  1/2 ounce Aperol

  1/2 ounce strawberry syrup

  3/4 ounce lemon juice

  1 egg white

  3 dashes Angostura bitters 


 

Instructions: Add all ingredients to a shaker. Shake without ice and then shake again with ice. Double strain over ice and add dashes of bitters. 

 

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights  

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

Tactful or Tacky? We’re Judging the Wildest Frugal Wedding Fails

📈 Are you on track with the Baby Steps? Get a free personalized plan.

 

Could your guilty pleasures—like fancy water or a fresh manicure appointment—actually be keeping you broke? Find out in this episode as Rachel and George reveal their own “guilty pleasure” purchases, plus react to some of yours. 

 

Next Steps:


  🎥 Watch our video “Harmless” Purchases That Drain Your Bank Account.

  🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour   

  📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

  💵 The simplest way to budget. Download the EveryDollar app for free!



 

Connect With Our Sponsors:


  Get 20% off when you join DeleteMe.

  Get up to 40% off with code SMARTMONEY at Cozy Earth.




Today’s Happy Hour Special: 🥃 The King’s Shilling
Recipe: @anatomyofadrink


  1 ounce bourbon

  1 ounce aged rum

  1/4 ounce coffee liqueur

  1/4 ounce pineapple syrup

  3 dashes Angostura bitters

  Orange twist as a garnish




Instructions: Add all ingredients to a mixing glass and stir with ice until chilled. Strain into a glass over a large ice cube. Garnish with an orange twist.

 

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights  

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

 

Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramsey Network

Smart Money Happy Hour with Rachel Cruze and George Kamel by Ramsey Network

Episodes